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The Story

What Happened, Step by Step

A plain timeline of how a misunderstanding over a Roth-account deposit-match bonus, and an automated tool's tone, turned into a permanent lifetime ban — based on Robinhood's own communications.

The Timeline

The Part That Doesn't Add Up

I was given one condition: stop the disrespectful messages.

I stopped. I did exactly what I was asked to do.

And my account was permanently closed anyway — with a lifetime ban on ever returning. A company can set a standard. I met the standard I was given, and I was penalized regardless. That is the inconsistency at the heart of this.

Why the "AI Tone" Matters

The escalated language came from automated software, not from me as a person. The moment I was told it was a problem, it stopped. People are usually given a chance to correct course once they understand the rule. I corrected course immediately — and was still given the most permanent penalty available: a lifetime ban.